Job Description:
The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.
Key Responsibilities:
- Review loan applications and requirements of loan applicants.
- Validate information through interviews with loan applicants.
- Verify personal and financial data, as well as credit history, through trade checking, bank verification, employment verification, inspecting collateral units, and credit investigations.
- Examine the payment history of applicants' previous or existing loans with other financial institutions.
- Prepare accurate and reliable Credit Approval Memorandum (CAM).
- Submit the CAM on time to the Immediate Superior and Credit Committee for approval.
- Perform other work-related functions as assigned.
Key Requirements:
- Open to fresh graduates without experience or senior high school graduates, provided they have a minimum of two (2) years of experience in loan/credit review or a related field.
- Knowledge of credit analysis and loans/credit operations will be an advantage.
- Owns a motorcycle and holds a valid driver's license.
- Willing to engage in fieldwork.
- Strong analytical, judgment, and decision-making skills.
- Innovative and creative in the approach to the loan/credit review process.
- Self-motivated with the ability to work independently in a fast-paced environment.
- Keen attention to detail and effective communication skills.
- Proficient in proper telephone etiquette and handling different personalities well.
Job Types: Full-time, New-Grad
Benefits:
- Additional leave
- Company events
- Health insurance
- Opportunities for promotion
- Promotion to permanent employee
Application Question(s):
- Do you have your own motorcycle and holds a valid license?
- How long does it take you to get to the branch? G/F Unit 1A Barp Bldg., Upper Bokawkan Road, Cresencia Village, Baguio City
- Are you willing to have hands on training in the head office? Allowance will be provided by the company. (Transpo, Meal, and Accommodation)
Work Location: In person