Job Title: Residential Mortgage Underwriter Assistant
Company: Reliant Home Funding, Inc.
Location: Remote (Philippines-based)
Work Schedule: Full-Time | U.S. Eastern Time Hours
About Us:
Reliant Home Funding, Inc. is a U.S.-based mortgage banker committed to providing a streamlined, tech-driven lending experience for homeowners and buyers. We pride ourselves on efficiency, accuracy, and service excellence—made possible by great people behind the scenes. We’re now seeking a talented and experienced Mortgage Underwriter Assistant to join our remote operations team.
Job Overview:
As a Residential Mortgage Underwriter Assistant, you'll support our underwriting team by helping package and review loan files with precision and speed. You'll be expected to understand and follow U.S. lending guidelines, assess documentation for completeness, and use industry tools such as Encompass, DU, and LP. This is a remote position requiring consistent availability during Eastern Time business hours.
Key Responsibilities:
Assist in preparing and reviewing loan files for underwriting submission
Run and interpret DU and LP findings
Calculate borrower income (W-2, self-employed, rental, etc.)
Review and analyze asset and bank statements
Identify red flags or missing documentation
Communicate clearly with processors and loan officers to gather required conditions
Update file notes and maintain data integrity in Encompass
Qualifications:
3+ years of experience as a mortgage underwriter, MLO assistant, or processor with direct income/asset review duties
Proficient with Encompass Loan Origination System
Strong working knowledge of DU/LP, FHA/Conventional guidelines, and mortgage documentation
Excellent attention to detail and analytical skills
Reliable internet connection and suitable home office setup
Strong English communication skills (verbal and written)
Availability to work Monday–Friday, 9 AM – 6 PM ET
Preferred:
Previous experience working remotely for a U.S. mortgage company
Knowledge of U.S. mortgage compliance and documentation standards
Why Join Reliant?
Stable, long-term opportunity with a respected U.S. mortgage banker
Collaborative and supportive remote work environment
Growth potential within an expanding team
To Apply:
Please submit your resume along with a brief cover letter detailing your experience with Encompass and U.S. mortgage underwriting processes.
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