Job Description:
- Provide leadership and direction for all functions under the Financial Services Division, ensuring alignment with organizational goals.
- Supervise and optimize the processing of buyer loans through Pag- IBIG and other financing institutions.
- Ensure timely billing, efficient collection processes, and effective handling of delinquent accounts.
- Oversee buyer financing documentation, amortization schedules and credit profiling.
- Establish robust policies and procedures to ensure compliance, mitigate financial risk and support internal controls.
- Lead the end-to-end takeout process through Pag- IBIG, banks, and government financing institutions.
- Maintain strong relationship with Pag-IBIG fund and other lending institutions; ensure all requirements are complied with.
- Approve financing programs, packages, and loan structures for clients based on project requirements and market conditions.
- Supervise the timely issuance of Statement of Account, official receipts, and aging repots.
- Ensure accuracy in buyer records, ledger, amortization schedules, and buyer financing applications.
- Ensure compliance with BIR, HLRUB / DHSUD, Pag-IBIG and other regulatory requirements related to financing.
Job Qualifications:
- Graduate of Bachelor's Degree in Accountancy, Finance, Business Administration or any related field
- Preferably a CPA or with Master's Degree in Business Administration (MBA)
- with at least 10 years’ experience in financial services, billing, and collection or real estate financing.
- Minimum 5 years in senior leadership role or assistant vice president-level role.
- Experience in Real Estate development financing, buyer loans take out (especially through PAG-IBIG) and receivables management is essential.
- Familiarity with the operational workflows of HLRUB/DHSUD, Pag-IBIG, SSS, and LGU financing compliance.
- Proficient in financial systems and ERP platforms related to billing and collections.
- Strong Financial analysis, risk assessment and strategic planning skills.
- Knowledgeable in real estate cycle, project financing and buyer documentation.
Job Type: Full-time
Schedule:
- Day shift
Supplemental Pay:
- 13th month salary
Work Location: In person
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