Credit Review Associate

Duties and Responsibilities:

• Review all accounts carefully to protect the company from fraud.
• Analyze loan applications, financial documents, credit reports, and other materials to check if borrowers are financially reliable.
• Assess the risk of lending by looking at income stability, debt levels, credit history, collateral, and market trends.
• Make sure all credit reviews follow company policies, guidelines, and legal rules.
• Check that all loan documents are accurate and complete, and look out for any red flags or errors.
• Use financial tools and models to decide if a loan is a good idea and what the loan terms should be.
• Write clear credit review reports that explain your analysis, findings, and recommendations.
• Respond to questions from coworkers quickly and accurately, and keep a customer-focused attitude when dealing with clients.
• Verify the information clients provide by checking it with outside sources when needed.
• Use different ways to confirm that the client’s information is correct.
• Take on other tasks as assigned by the department head.

Willing to train in Head Office in Ortigas, Pasig for five (5) weeks (airfare ticket, hotel accommodation, food, travel and laundry expenses are covered by the company)

Key Requirements:

• Educational Requirement: Bachelor’s degree in any related degree
• Work Experience: 0-6 months related experience.
• Fresh graduates are welcome to apply.
• Excellent communication and interpersonal skills.
• Strong organizational and administrative skills.
• Ability to multitask and work under pressure.
• Proficient in MS applications and willing to learn other systems used by the company.
• High organizational skills.
• Willingness to work flexible hours, including weekends and holidays, as needed.
• Can work independently and with a team.

Job Types: Full-time, Permanent, Fresh graduate

Pay: Php12,000.00 - Php14,000.00 per month

Benefits:

• Company events
• Opportunities for promotion
• Paid training
• Promotion to permanent employee

Schedule:

• 8 hour shift
• Day shift

Supplemental Pay:

• 13th month salary
• Bonus pay
• Overtime pay
• Performance bonus

Education:

• Bachelor's (Required)

Work Location: In person